This website (the “Website”) is operated by Egan-Jones Ratings Company,
(referred to on this Website as, “Egan-Jones”, “we”, “us”, “our”).
Each user of the Website (“you” or “your”) expressly accepts and agrees
Information We Collect
Egan-Jones typically collects personal information (such as your name, email address,
address or phone number) only when voluntarily submitted by you. For example, you may
provide us your personal information in connection with registering for access to Egan-Jones
content and research, submitting a question through the Contact Us page, signing up
for email alerts or providing us with feedback.
When you access the Website, our web servers may automatically collect information
regarding certain technical information such as your domain, internet protocol address,
operating system and other similar technical data. This information typically
does not contain personal information.
Egan-Jones uses a technology called “cookies” to help the Website function better
and to manage its security. “Cookies" are small pieces of text sent to your browser
by a website that you visit so that the website can recognize you when you revisit
and remember certain information about you.
Like many other Web sites, Egan-Jones uses third-party web analytics services
to analyze Website usage and related information that may be collected through
browse the Website. These cookies may identify or track personal information
previously submitted by you. If you do not wish to have cookies sent to your
browser, you can change the settings on your browser to stop it from
automatically accepting cookies. If you do so, however, the Website may not function properly.
How We Use Your Personal Information
We do not sell your personal information to third parties for commercial
purposes. However, we may use your personal information for the following:
to verify your identity (for example when you return to the Website)
for the specific purpose for which the personal information was provided
(for example, to sign up for e-mail alerts or access Egan-Jones’s research content);
to track your use of the Website for internal research purposes;
to provide any necessary notices or email communications to you;
to provide you with information, products or services, or access to customized content;
to notify you of updates or changes to the Website or any products or
services we offer or provide through the Website;
in any other way we may describe when you provide personal information;
for any other purpose with your consent; and
to comply with certain contractual, legal or regulatory obligations.
Egan-Jones does not knowingly collect or use any personal information
through our Website from users under 13 years of age. No information should be
submitted to this Website by visitors under 13 years of age.
Accessing and Changing Your Information
You may obtain a summary of your personal information on record with us.
If your personal information changes, you may update it by contacting us
at the address listed below. If you have any other questions or comments
the means available on our terms-of-use page on the Website.
We are committed to keeping personal information secure, and we have reasonable
technical, administrative and physical safeguards in place to protect your
personal information from loss, misuse or alteration. Although we use reasonable
measures to safeguard against unauthorized disclosure or your personal information,
because such information can be accessed through the Internet, no assurances can be
provided that your personal information will never be disclosed in a manner that is
Leaving the Website
After leaving the Website, whether through the use of your web browser or a link
responsible for the privacy or security policies or practices employed by
any third party website.
You will be responsible for regularly checking this page and for reviewing any changes to the
By using the Website after any such changes take place, you signify your acceptance of the